Planner or Pantser?

or 

When it comes to writing, 99% of the stuff I read on line talks about planning. Here's a great example, It talks about the 3Act play, and having scenes and beats and that before you begin writing a single word you should have this written down and planned in quite a lot of detail.

But I say bullshit. It's not that you shouldn't have some sort of idea where you want to begin and what you vaguely want to happen but that's as far I ever go. The middle bit is made up on the fly. I know the name of the main character and what the story will involve, but that's as far as it goes.

Are there problems with this? Sure, I guess so. But whichever way you cut it, writing is hard. If you're a planner, the novel requires a great deal of thought to work things out, but pantsers just do this later or in the revisions, somewhere along the process of writing there will be points where you have no idea where the story is going or that you're near the end and it runs out of steam, But you either do this in the planning stage or in the writing.

I say do what comes naturally to you. My name is Stuart and I'm a pantser.